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Updated: Mar 9, 2022

Life Insurance| Medicare | Retirement Options

Can you believe it? Christmas and New Year’s have come and gone and we are into 2022. I hope you enjoyed your holidays and found them filled with family, friends, and lots of food. As the new year begins, I always like to reflect on the past year, remembering the good and bad times, the victories and failures, and the celebrations and disappointments. Life is full of opportunities for improvement in many ways but often life is going too fast that we miss out and let moments and lessons fade away.

In our time of reflecting we cannot help but be overjoyed with our little girl Zona. She is growing quickly. Her determination to walk and talk is evident every day. She is full of energy, rarely slowing down long enough to sleep. This has made for

some long nights, but as new parents we

> are learning and growing alongside



"Zona every day. Another big victory of 2021 was my husband Daniel becoming an American citizen, as many of you know, he is from South Africa. After being a"

resident for 7 years, he finally made it through the citizenship process. He worked hard to accomplish this and it has been worth many celebrations. As your broker, I am always looking for new ways to serve you better whether through resources, communication, or education. With this said, please do not hesitate to reach out if you are confused, need help, or have a questions about any of your benefits. Thank you for allowing me to serve you. Please remember I am here for you. If you have questions or you and your loved ones need any assistance with Medicare, Life & Health, and retirement expertise please don’t hesitate to reach out.

All the best and cheers to 2022 Joy van den Berg 970.888.2677


JOY is here to help.

BENEFITS for you.

TRUST the process.

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